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Ask about our NO DOWNPAYMENT RD Loans!!

We know our customers are the foundation of our business and we strive to provide the highest quality service for your loan as well as other banking products and services through innovation, convenience, and reliability. Please call or email Steve Quinn, Philip Krupps, Jim Rischar, or Tom Troute about the opportunities that Brown County State Bank can offer you. 217-773-3327

Questions about your credit, click on the one the links to your preferred Credit Reporting Agency or CBQ Services.

TransUnion - Experian - Equifax

Consumer Loans
Looking at a new car? Want to compare payments? Use our convenient Auto Loan Calculator. Want to take a much needed vacation? Our Loan Department can help you plan your financial needs whether it be applying for your first credit card or your child's education.

Mortgage Loans
Buying or building a house, making home improvements, refinancing- at Brown County State Bank we understand that your home is the biggest investment you'll ever make. We can help you determine your budget to pre-qualify and arrange a locally serviced loan. We offer adjustable and fixed rate real estate loan for both farm and residential with a variety of short and long term financing options. Brown County is both a Rural Development and IHDA approved lender.

Thinking about refinancing? Use our convenient Mortgage Calculator

Commercial and Agricultural Loans
Isn't it time you stopped leasing and started owning? Our loans are both flexible and priced right, and we will explore all the funding opportunities available to you to help plan the best solution to get your business or farm operation off the ground.

Lines of Credit
Your business is unique, and you understand best of all when, where, and how you need working cash. Our Lines of Credit are designed to give you flexibility and better control of cash to meet your business needs.

Mortgage Complaint Process

Secure and Fair Enforcement for Mortgage Licensing Act
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires bank mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS). Brown County State Bank's Loan Origination Company Identifier is 663118. A listing of the mortgage loan originators of Brown County State Bank and their identifier number can be found below:

NMLS Lender List

NMLS # 684770
Philip Krupps

NMLS # 684772
Stephen Quinn

NMLS # 684773
James Rischar

NMLS # 684774
Mervin Sorrells

NMLS # 684775
Thomas Troute



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