Mercbanx

    Fri, Jul 04, 07:14am

 

 

 

Deposit Accounts

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Whether you are opening your first checking account, saving or investing toward a college education, starting your own business, moving into your dream home, or enjoying your first grandchild, we understand your financial needs and we are here to help. All accounts are available for internet banking and all checking accounts offer free bill payment service with an internet banking account.

CHECKING ACCOUNTS

An account to fit everyone's financial needs!

  Does Your Checking Come With All the Toppings?

  • Only $100 to open and No Minimum Balance Required
  • Free Personalized Member Checks in choce of four colors
  • Free Online Account Access
  • Free Monthly Statement and Check Images or Optional eStatement
  • Local Merchant Discount Book with over $2000 in discounts from some of our area's finest merchants
  • Unlimited ATM and MasterMoney Debit Card transactions (separate application required)
  • Convenient, Free Access to over 40 Area Bank and ATM locations through Mercantile Bancorp, Inc. Regional Banking Network
  • Free Cashier's Checks, Money Orders & Travelers Checks
  • Free Photocopies (up to 10 per month)
  • Free Annual Licesnce Sticker Renewal (a $4.75 value)
  • Discount on Deluxe Prepaid Visa gift cards
  • All this and MORE for monthly fee of only $6.00

REGULAR CHECKING requires $500 balance to open and maintain, otherwise there is a $5.00 monthly fee. Checks and deposits are unlimited! And, if you are 60 years of age or better, there is no minimum balance.

FREE CHECKING requires $20.00 balance to open but no minimum balance thereafter.

NOW ACCOUNT NOW…with interest! Our NOW account requires only $1,000 to open and maintain, otherwise there is a $10.00 monthly fee. And, you earn interest on balances of $1,000 or more!

SAVINGS ACCOUNT

Our savings account requires just $20 to open and as the minimum balance. Any account with a balance over $100 earns interest. RATES

MONEY MARKET ACCOUNT

Our Money Market Account requires only $2,500 to open and to earn interest, otherwise there is a $10.00 maintenance fee. You can make six withdrawals/transfers per statement cycle, three may be checks. Passbook Savings It's never too late to start saving! The Passbook Savings Account requires only $20 to open, otherwise there is a $1.00 monthly fee. You earn interest on balances of $100 and more. You can make six withdrawals/transfers per statement cycle. Each additional withdrawal/transfer is a $1.00. RATES

CERTIFICATES OF DEPOSIT

A CD is a great choice if you are looking for a better return from your investment and for the security of FDIC. Invest a minimum $1,000 and receive competitive interest rates guaranteed for the term you select. RATES

INDIVIDUAL RETIREMENT ACCOUNTS

IRAs aren't just for retirement anymore-an IRA can help you save for your first home, your children's education, or a nest egg for your family AND receive tax advantages! Our staff will help you choose an IRA that will offer you the options, benefits, and flexibility you need. RATES

Call Brown County State Bank at 217-773-3327 or EMAIL us.